Report Description Table of Contents Industry Report and Statistics (Facts & Figures) - Number of Deployments & New Installations, Installation Cost & Demand by Deployment Mode & Application The digital lending platform market will witness a robust CAGR of 25.97%, valued at $5.84 Billion in 2021, and expected to appreciate and reach $7.30 Billion in 2022 and $47.85 Billion by 2030, confirms Strategic Market Research. Digitization of lending processes provides banks with numerous benefits, including better financial decisions, a much better client experience, as well as significant cost savings. Furthermore, employing a digital lending platform saves ample time, improves productivity, and expands chances for growth. This platform increases efficiency by removing operational barriers such as I.T. support, staff training, & vendor management. For example, Auxmoney, a digital-lending platform provider, revealed in April 2021 that it had raised an overall fund of USD 271.4 million. This cash would be used to improve the company's digital lending platform for consumer loans. Customers benefit greatly from this platform as it adequately tailors to their specific needs, thereby providing them with a fully digital credit experience ranging from the inquiry process to the payment. As per S.M.R. research, this process saves upto 30% of the cost associated with the entire process. Furthermore, digital lending platforms enhance profitability extensively. By utilizing a digital lending platform, a bank or credit union becomes more productive and has greater freedom to create new businesses by managing the time and expenses involved during the origination & portfolio management stages. The success rate of credit unions and banks in paving the way for new businesses depends entirely on the performance efficacy of their digital lending platforms. All of the aforesaid factors are predicted to spearhead the market expedition rate in the future. Market Dynamics:- Drivers (Optimization of the Loan cycle processes, Ease in accessing loan applicant's information through eKYC technologies) The efficacy of a digital lending platform to issue loans within a short span of time is everything. The platform begins by automating the filing of a digital loan application as well as the uploading of essential papers, which earlier used to take clients a day off from work for completion. Decision criteria are integrated into digital lending platforms to help analyze applications in seconds. Furthermore, background checks might use third-party credit bureaus to evaluate applicants' creditworthiness and financial condition. Credit bureau reports show applicants' credit history & past defaults, which can help lenders decrease risk. The platform may also cross-reference employment information in the background. The digital lending software recommends the best loan conditions based on the borrowers' information and risks, thereby optimizing the process of the loan cycle, which in turn is expediting the prosperity of the market worldwide. For example, OppFi operates OppLoans, a fintech lending platform that assists people from a variety of backgrounds in obtaining the loan amounts that they require to pay off debts, start businesses, and get ahead in life. OppLoans provides easy access to various types of online personal loans, bad credit loans, no credit check loans, installment loans, and pricing information, thereby allowing customers to choose the loan and rates that fit best for their lifestyle. The majority of today's digital lending platforms use eKYC technologies. This technology assists in avoiding typing errors and expediting the online loan application procedure. They could even scan financial records for information in a matter of seconds. These characteristics contribute to a quick and easy user experience, thereby proliferating the market growth. Moreover, banks can eradicate all geographical restrictions via a digital lending platform because customers can fill out loan applications from anywhere. Applicants only need to submit identity documents into their mobile app after entering their information, loan amount, and preferred method of loan distribution. Restraints: - (Rise in risks of scams and hacking) As the entire loan procedure is done online, these digital lending platforms are vulnerable to data hacking as well as a myriad number of scams like mortgage scams, payday scams, A.T.O. loan scams, etc., thereby hindering the market expedition rate. Digital Lending Trends & Opportunities: - (Expedition in the loan application and approval procedures via a plethora of ways, and the advent of advanced analytics) Accelerating the loan application & approval procedure has always been the top aim for digital lending platforms. Manual underwriting was the sole way to disburse loans until the advent of automated underwriting. Throughout the loan cycle, automated loan underwriting allows for digital verification processes. It completely automates the processing and underwriting events, as well as the document-generating procedures, and provides for digital transmission of the same. Automation has ushered in a new era of potential for companies that are in need of loans. Robotic Process Automation (R.P.A.) & machine learning (ML) technologies further assist fintech organizations in gathering client information and creating recommended loan approval conditions digitally, thereby paving the way for ample opportunities for market growth as time progresses. As per a survey conducted by the S.M.R. in 2022, nearly 20% of all lenders worldwide are utilizing the facilities of R.P.A. (Robotic Process Automation) in order to accelerate their digital loan processing tasks significantly. A digital lending platform that is integrated with advanced analytics can assist lenders in tracking client behaviours and understanding market trends in order to gain a better understanding of the lending process. In the long run, this research will help lenders in forecasting and allocating adequate resources to meet seasonal demands. Lenders will also have a thorough grasp of lending sources, demographics, credit categories, and other market inputs. Analytics can provide critical information regarding decision bottlenecks and process improvement opportunities, thereby proliferating market growth in the future. For instance, PeerIQ's Advanced Analytics Platform is the best in class for monitoring and evaluating the entire loan-issuing procedure. This Advanced Analytics Platform standardizes loans across originators so that loan performance & underwriting can be easily compared and analyzed. Market Segmentation:- The market had been classified based on Solution, Service, End-User, and Region. Solution Lending Analytics Risk & Compliance Management Business Process Management Loan Origination Loan Management Others Service Training & Education Design & Implementation Consulting Risk Assessment Support & Maintenance End-User Insurance Companies Peer-to-Peer Lending Banks Savings & Loan Associations Credit Unions Others Regional Outlook North America U.S.A. Mexicana Canada Rest of N.A. Europe U.K. Netherlands France Germany Russia Rest Europe Asia Pacific Korea China Australia Japan India Rest APAC LAMEA Middle East Latin America Rest LAMEA Based on the Solution, the digital lending platform market is categorized into lending analytics, risk & compliance management, business process management, loan origination, loan management & others. The business process management segment dominates the digital lending platform market with a revenue share of 31.67%, poised to reach $15.15 Bn by 2030. Business process management (BPM) solutions dominate the market by streamlining and automating the lending process from loan origination to approval and disbursal. BPM solutions enable lenders to automate and digitize their lending processes, eliminating manual tasks and reducing paperwork. They also provide workflow automation tools, allowing lenders to configure rules and decision engines to automate routine tasks, ensure compliance with regulations, and improve consistency in decision-making. BPM solutions offer robust integration capabilities, allowing lenders to connect and exchange data with various systems and applications involved in the lending process. They provide advanced analytics and reporting capabilities, enabling lenders to gain insights into their lending operations, identify trends, assess performance, and make data-driven decisions. These features make BPM solutions indispensable for lenders leveraging digital technologies to improve efficiency, reduce costs, and deliver a superior borrower experience. Based on Service, the digital lending platform market is categorized into training & education, design & implementation, consulting, risk assessment, and support & maintenance. The design & implementation segment dominates the digital lending platform market with a revenue share of 34.78%, poised to reach $16.64 Bn by 2030. The design and implementation segment is crucial in the digital lending platform market, focusing on user-centric design, customization, scalability, integration capabilities, security and compliance, workflow optimization, and continuous improvement. These factors contribute to the financial industry's success and adoption of digital lending platforms. A well-designed platform enhances user engagement, increases customer satisfaction, and encourages repeat usage. Design and implementation services allow customization to align with specific needs, workflows, and branding while ensuring the platform can handle increasing demands without compromising performance. Integration capabilities provide seamless integration with various systems, databases, and third-party services, while security and compliance ensure robust security measures. Thus, the design and implementation segment is vital in the digital lending platform market. By End User section, the Banks segment led the overall growth of the market significantly, with a share of nearly 33.12% in 2021. Digital Lending is a technology that allows banks to increase production, loan revenues, and deliver faster service at the point of sale (P.O.S.). It adequately utilizes advanced technologies while concealing sensitive information. As per S.M.R., in the U.S.A., around 89.31 million people have already opted for digital Lending using online-only banks. Out of them, nearly 88% (or almost 78.85 million) people have reported that they are extremely satisfied with online-only banks' services in money lending. By Regional/Geography section, North America led the market, accounting for nearly 39.76 % of worldwide revenue in 2021. The rise in demand for automation in money lending processes, the advent of multi-channel collection services, and the necessity to reduce Bad Debt & Keep an Up-to-Date Borrower Profile are proliferating the market growth in this region. As per the S.M.R. report, the U.S. digital lending platform market will continue to increase by almost 11.44% per year. Also, during the COVID-19 impact, around 82% of American businesses used digital lending platforms instead of using some traditional channels like brokers, credit unions, etc. the APAC region held the fastest growth rate owing to the rising number of fintech organizations in this region, like Tencent (China), Lufax (China), Paytm (India), etc. Paytm provides a variety of digital platforms to accept or lend money like U.P.I., Net banking, Paytm wallet, etc. More than 7 million lenders use Paytm to lend money to their customers in India. Competitive Landscape:- The study includes a thorough investigation of the main strategic decisions made by the top market players in recent years, resulting in a full competitive landscape analysis. The below mentioned companies are the global industry leaders in Digital Lending Market: Ellie Mae, Inc. F.I.S. Newgen Software Fiserv, Inc. Pegasystems Inc. Nucleus Software Sigma Infosolutions Paytm Roostify Wizni, Inc. Tavant Recent Developments:- On March 2023, Presta, a digital lending platform, successfully secured $3.3 million in pre-seed financing, with Distributed Ventures leading the investment round. The company expedites loan application processes and provides borrowers a contemporary and efficient experience. The comprehensive platform offered by Presta encompasses various essential functionalities such as CRM, intake, underwriting, closing, servicing & reporting. The allocated funding will be utilized to facilitate Presta's growth and enable their team's expansion. On May 2023, Mastercard and Egabi FSI partnered to provide financial institutions and non-traditional partners with embedded finance and digital lending products in Eastern Europe, the Middle East, and Africa. Mastercard will activate Egabi’s digital-lending capabilities, offering Digital First products to issuers. This collaboration enables organizations to enter digital lending, serving consumers seeking affordable payment plans and SMEs seeking microfinance solutions. Mastercard's multi-rail capabilities enable quick market readiness and cost-efficient pricing. The partnership reflects global financial institutions' trust in Egabi FSI as a fintech technology enabler and the quality of Egabi’s products. On March 2023, Mintifi, a digital lending platform for retailers and distributors, raised $110 million in Series D funding from Premji Invest and other investors. The company plans to multiply its product range and add B2B payments and dealer management systems. Mintifi has grown over four times year-on-year, with annualized purchases financed over $1 Bn & is expected to touch $3 Bn by the end of FY24. The SME digital lending space has grown immensely over the past three years, with most players lending in partnerships with banks and NBFCs. Mintifi's fundraising comes as the Reserve Bank of India & the Ministry of Electronics & Information Technology (MeITY) have cracked down on digital lending applications due to concerns over national security. On January 2023, BUSINESSNEXT launched its cloud-based Digital Lending Platform 3.0, focusing on modernized lending solutions with regulatory compliance. The platform aims to reduce loan disbursal time by 90%, automate approvals across retail, corporate, and SME lending products by 5X, and reduce acquisition costs by 60%. With over 200 lending products, it offers enhanced operational efficiency and faster turnaround times. The platform utilizes AI, machine learning algorithms, and ecosystem connectors, ensuring faster onboarding and minimal data entry for lenders and borrowers. On February 2023, Walmart is partnering with Citi to expand its “Bridge built by Citi” lending platform to its 10,000 US suppliers, offering loans of up to $10 million. The platform connects suppliers with over 70 lenders across the US, enabling them to access capital for expansion and customer satisfaction. Walmart's senior vice president of supplier development stated that the platform will empower suppliers with better access to funding and enable them to provide the products customers demand. The platform also allows lenders to expand their reach beyond their local market and diversify their lending businesses. Financial inclusion is a core part of the partnership, with Citi focusing on increasing the number of MDIs & CDFIs on the platform. Digital Lending Platform Features Organization Touchless Lending-TM platform This AI-powered digital lending platform inculcates a variety of data-driven processes to deliver a complete loan production experience digitally. Tavant Newgen LOS Assists banks in producing digital loan documentation that meets its regulatory and internal criteria Newgen Atlas Platform Permits financial institutions in managing the whole lending lifecycle, from digital document capture to underwriting, offer management, etc. thereby exceeding both staff and client expectations. Fiserv, Inc Frequently Asked Question About This Report How big is the market for digital lending platforms? The Global Digital Lending Platform Market worth was USD 5.84 Bn in 2021 & is expected to reach USD 47.85 billion in 2030 with a CAGR of 25.97% approximately. What is the market growth rate of digital lending platforms? The market growth rate is expediting at a CAGR of 25.97%. Which region has the maximum market share? For the Regional/Geography section North America led the market, accounting for nearly 39.76 % of worldwide revenue in 2021. Who are the key players? Key players that are operating in this market are F.I.S., Ellie Mae, Inc., Newgen Software, Fiserv, Inc., Pegasystems Inc., Nucleus Software, Sigma Infosolutions, Paytm, Roostify, Wizni, Inc., Tavant, etc. What are the markets driving forces? The factors fostering the market prosperity are Optimization of the Loan cycle processes and ease in accessing loan applicants information through eKYC technologies. Sources: https://www.mckinsey.com/industries/financial-services/our-insights/banking-matters/the-power-of-digital-lending https://fintechweekly.com/magazine/articles/digital-finance-platform-innovation-and-the-effect-on-lending https://www.wolterskluwer.com/en/expert-insights/using-digital-lending-helps-to-reach-small-businesses https://www.business-standard.com/article/opinion/the-new-world-of-digital-lending-122091100600_1.html https://www.combine.or.id/2022/11/18/the-burden-of-debt-a-brief-look-into-the-rise-of-digital-lending-platforms-in-indonesia-and-nigeria/ https://blog.aspiresys.com/banking-and-finance/benefits-of-digital-lending/ https://fintecbuzz.com/benefits-of-digital-lending/ https://blend.com/blog/thought-leadership/digital-lending-trends/ https://www.skeps.com/blog/digital-lending-growth-analysis-trends-skp https://www.retailbankerinternational.com/comment/digital-lending-technology-trends/ https://www.spglobal.com/marketintelligence/en/news-insights/research/doubldigit-growth-complex-bank-relationships-lie-ahead-for-us-digital-lenders https://builtin.com/fintech/fintech-lending-applications https://www.peeriq.com/product-riskanalytics-platform/ https://blog.kms-solutions.asia/benefits-digital-lending-platforms https://www.birlasoft.com/articles/why-automated-loan-underwriting-crucial-success-lending https://dynamics.folio3.com/blog/business-process-management-services/ https://www.tavant.com/news/tavant-launches-disruptive-new-platform-touchless-lending 1. Introduction 1.1. Study Objective 1.2. Market Definition 1.3. Study Scope 1.3.1. Markets Covered 1.3.2. Geographic Scope 1.3.3. Years Considered 1.3.4. Stakeholders 2. Research Methodology 2.1. Data Procurement 2.2. Paid Database 2.2.1. Secondary Data 2.2.1.1. Key Secondary sources 2.2.2. Primary Data 2.2.2.1 Primary sources 2.2.2.2. Key industry insights 2.2.2.3. Primary interviews with experts 2.2.2.4. Key primary respondent list 2.3. Market Size Estimation 2.4. Bottom-Up and Top-Down Approaches 2.4.1. Bottom-Up Approach 2.4.1.1. Approach for arriving at market size by bottom-up analysis 2.4.2. Top-Down Approach 2.4.2.1. Approach for Capturing Market Size by Top-Down Analysis 2.5. Market Breakdown and Data Triangulation 2.6. Research Methodology 2.7. Risk Assessment 3. Executive Summary 3.1 Market: Post-Covid-19 3.1.1 Actual Scenario 3.1.2 Pessimistic Scenario 3.1.3 Optimistic Scenario 3.1.4 Market Summary 4. Industry Outlook 4.1 Market Snapshot 4.2 Global Digital Lending Platform Market 4.2.1 Global Market, 2021 – 2030 (USD Million) 4.3 Regional Business Analysis 4.3.1 Global Market, by Region, 2021 - 2030 (USD Million) 4.4 Solution Business Analysis 4.4.1 Global Market, By Solution, 2021 - 2030 (USD Million) 4.5 Service Business Analysis 4.5.1 Global Market, By Service, 2021 - 2030 (USD Million) 4.5 End-User Business Analysis 4.5.1 Global Market, By End-User, 2021 - 2030 (USD Million) 4.6 Value Chain Analysis 4.7 Market Variable Analysis 4.7.1 Market Drivers Analysis 4.7.2 Market Restraints Analysis 4.8 Business Environment Analysis Tool 4.8.1 Market PEST analysis 4.8.2 Market Porter’s analysis 4.9 Penetration & Growth Prospect Mapping 5. Market Dynamics 5.1. Introduction 5.2. Market Dynamics 5.2.1. Drivers 5.2.2. Restraints 5.2.3. Opportunities 5.2.4. Challenges 5.3. Impact of Covid-19 on Market 5.4. Value Chain Analysis 5.5. Ecosystem 5.6. Patent Analysis 5.7. Trade Analysis 5.8. Tariff Analysis 5.9. Case Study Analysis 5.10. Porter’s Five Forces Analysis 5.10.1 Threat of New Entrants 5.10.2 Threat of Substitutes 5.10.3 Bargaining Power of Buyers 5.10.4 Bargaining Power of Suppliers 5.10.5 Degree of Competition 5.11. Technology Analysis 5.11.1. Trends in Technology (2014-2020) 5.11.2. Trends in Technology (2021-2030) 5.12. Pricing Analysis 5.12.1. Average Price Trend Analysis (By region, By Countries) 6. Competitive & Vendor Landscape 6.1. Company Market Share Analysis 6.2. Manufacturers Digital Lending Platform Manufacturing Sites, Area Served, Solution 6.3. Market Competitive Situation and Trends 6.4. Manufacturers Mergers & Acquisitions, Expansion Plans 7. Global Market: By Solution Segment Analysis 7.1. Introduction 7.2. Sales Volume & Revenue Analysis (2021-2030) 7.3. Lending Analytics 7.3.1. Lending Analytics market, 2021 - 2030 (USD Million) 7.4. Risk & Compliance Management 7.4.1. Risk & Compliance Management market, 2021 - 2030 (USD Million) 7.4. Business Process Management 7.4.1. Business Process Management market, 2021 - 2030 (USD Million) 7.4. Loan Origination 7.4.1. Loan Origination market, 2021 - 2030 (USD Million) 7.4. Loan Management 7.4.1. Loan Management market, 2021 - 2030 (USD Million) 7.4. Others 7.4.1. Others market, 2021 - 2030 (USD Million) 8. Global Market: By Service Segment Analysis 8.1. Introduction 8.2. Sales Volume & Revenue Analysis (2021-2030) 8.3. Training & Education 8.3.1. Training & Education market, 2021 - 2030 (USD Million) 8.4. Design & Implementation 8.4.1. Design & Implementation market, 2021 - 2030 (USD Million) 8.5. Consulting 8.5.1. Consulting market, 2021 - 2030 (USD Million) 8.6. Risk Assessment 8.6.1. Risk Assessment market, 2021 - 2030 (USD Million) 8.7. Support & Maintenance 8.7.1. Support & Maintenance market, 2021 - 2030 (USD Million) 9. Global End-User Market: By End-User Segment Analysis 9.1. Introduction 9.2. Sales Volume & Revenue Analysis (2021-2030) 9.3. Insurance Companies 9.3.1. Insurance Companies market, 2021 - 2030 (USD Million) 9.4. Peer-to-Peer Lending 9.4.1. Peer-to-Peer Lending market, 2021 - 2030 (USD Million) 9.5. Banks 9.5.1. Banks market, 2021 - 2030 (USD Million) 9.6. Savings & Loan Associations 9.6.1. Savings & Loan Associations market, 2021 - 2030 (USD Million) 9.7. Credit Unions 9.7.1. Credit Unions market, 2021 - 2030 (USD Million) 9.8. Others 9.8.1. Others market, 2021 - 2030 (USD Million) 9. Global Market: Regional Outlook 9.1 North America 9.1.1. North America Market, By Solution, 2021 - 2030 (USD Million) 9.1.4. North America Market, By Service, 2021 - 2030 (USD Million) 9.1.5. North America Market, by Country, 2021 - 2030 (USD Million) 9.1.4.1. U.S. 9.1.4.1.1. U.S. Market, By Solution, 2021 - 2030 (USD Million) 9.1.4.2. Canada 9.1.4.2.1. Canada Market, By Solution, 2021 - 2030 (USD Million) 9.1.4.2.2. Canada Market, By Region, 2021 - 2030 (USD Million) 9.1.4.2.3. Canada Market, by Services, 2021 - 2030 (USD Million) 9.2. Europe 9.2.1. Europe Market, By Solution, 2021 - 2030 (USD Million) 9.2.2. Europe Market, by By Service, 2021 - 2030 (USD Million) 9.2.5. Europe Market, by country, 2021 - 2030 (USD Million) 9.2.4.1 U.K. 9.2.4.1.1. U.K. Market, By Solution, 2021 - 2030 (USD Million) 9.2.4.1.2. U.K. Market, By Services, 2021 - 2030 (USD Million) 9.2.4.1.3. U.K. Market, by Region, 2021 - 2030 (USD Million) 9.2.4.2. Germany 9.2.4.2.1. Germany Market, By Solution, 2021 - 2030 (USD Million) 9.2.4.2.2. Germany Market, By Service, 2021 - 2030 (USD Million) 9.2.4.2.3. Germany Market, by Region, 2021 - 2030 (USD Million) 9.2.4.3. France 9.2.4.3.1. France Market, By Solution, 2021 - 2030 (USD Million) 9.2.4.3.2. France Market, By Region, 2021 - 2030 (USD Million) 9.2.4.3.3. France Market, by Service, 2021 - 2030 (USD Million) 9.2.4.4. Rest of Europe 9.2.4.4.1. Rest of Europe Market, By Solution, 2021 - 2030 (USD Million) 9.2.4.4.2. Rest of Europe Market, By Region, 2021 - 2030 (USD Million) 9.2.4.4.3. Rest of Europe Market, by Service, 2021 - 2030 (USD Million) 9.3. Asia Pacific 9.3.1. Asia Pacific Market, By Solution, 2021 - 2030 (USD Million) 9.3.2. Asia Pacific Market, By Service, 2021 - 2030 (USD Million) 9.3.5. Asia Pacific Market, by country, 2021 - 2030 (USD Million) 9.3.4.1. China 9.3.4.1.1. China Market, By Solution, 2021 - 2030 (USD Million) 9.3.4.1.2. China Market, By Region, 2021 - 2030 (USD Million) 9.3.4.1.3. China Market, by Service, 2021 - 2030 (USD Million) 9.3.4.2. India 9.3.4.2.1. India Market, By Solution, 2021 - 2030 (USD Million) 9.3.4.2.2. India Market, By Region, 2021 - 2030 (USD Million) 9.3.4.2.3. India Market, by Service, 2021 - 2030 (USD Million) 9.3.4.3. Japan 9.3.4.3.1. Japan Market, By Solution, 2021 - 2030 (USD Million) 9.3.4.3.3. Japan Market, by Service, 2021 - 2030 (USD Million) 9.3.4.4. South Korea 9.3.4.4.1. South Korea Market, By Solution, 2021 - 2030 (USD Million) 9.3.4.4.3. South Korea Market, by Service, 2021 - 2030 (USD Million) 9.3.4.5. Rest of ASIA PACIFIC 9.3.4.5.1. Rest of ASIA PACIFIC Market, By Solution, 2021 - 2030 (USD Million) 9.3.4.5.3. Rest of ASIA PACIFIC Market, by Service, 2021 - 2030 (USD Million) 9.4. Latin America 9.4.1. Latin America Market, By Solution, 2021 - 2030 (USD Million) 9.4.3. Latin America Market, by Service, 2021 - 2030 (USD Million) 9.4.4. Latin America Market, by country, 2021 - 2030 (USD Million) 9.4.4.1. Brazil 9.4.4.1.1. Brazil Market, By Solution, 2021 - 2030 (USD Million) 9.4.4.1.3. Brazil Market, by Service, 2021 - 2030 (USD Million) 9.4.4.2. Mexico 9.4.4.2.1. Mexico Market, By Solution, 2021 - 2030 (USD Million) 9.4.4.2.3. Mexico Market, by Service, 2021 - 2030 (USD Million) 9.4.4.3. Rest of the Latin America 9.4.4.3.1. Rest of the Latin America Market, By Solution, 2021 - 2030 (USD Million) 9.4.4.3.3. Rest of the Latin America Market, by Service, 2021 - 2030 (USD Million) 9.5. MEA 9.5.1. MEA Market, By Solution, 2021 - 2030 (USD Million) 9.5.3. MEA Market, by Service, 2021 - 2030 (USD Million) 10. Competitive Landscape 10.1 Ellie Mae, Inc. 10.1.1. Company overview 10.1.2. Financial performance 10.1.3. Solution Portfolio Analysis 10.1.4. Business Strategy & Recent Development 10.2. F.I.S. 10.2.1. Company overview 10.2.2. Financial performance 10.2.3. Solution Portfolio Analysis 10.2.4. Business Strategy & Recent Development 10.3. Newgen Software 10.3.1. Company overview 10.3.2. Financial performance 10.3.3. Solution Portfolio Analysis 10.3.4. Business Strategy & Recent Development 10.4. Fiserv, Inc. 10.4.1. Company overview 10.4.2. Financial performance 10.4.3. Solution Portfolio Analysis 10.4.4. Business Strategy & Recent Development 10.5. Pegasystems Inc. 10.5.1. Company overview 10.5.2. Financial performance 10.5.3. Solution Portfolio Analysis 10.5.4. Business Strategy & Recent Development 10.6. Nucleus Software 10.6.1. Company overview 10.6.2. Financial performance 10.6.3. Solution Portfolio Analysis 10.6.4. Business Strategy & Recent Development 10.7. Sigma Infosolutions 10.7.1. Company overview 10.7.2. Financial performance 10.7.3. Solution Portfolio Analysis 10.7.4. Business Strategy & Recent Development 10.8. Paytm 10.8.1. Company overview 10.8.2. Financial performance 10.8.3. Solution Portfolio Analysis 10.8.4. Business Strategy & Recent Development 10.9. Roostify 10.9.1. Company overview 10.9.2. Financial performance 10.9.3. Solution Portfolio Analysis 10.9.4. Business Strategy & Recent Development 10.10. Wizni, Inc. 10.10.1. Company overview 10.10.2. Financial performance 10.10.3. Solution Portfolio Analysis 10.10.4. Business Strategy & Recent Development 10.11. Tavant 10.11.1. Company overview 10.11.2. Financial performance 10.11.3. Solution Portfolio Analysis 10.11.4. Business Strategy & Recent Development List of Tables (55 Tables) TABLE 1. Market, By Solution, 2021-2030 (USD Million) TABLE 2. Market FOR Lending Analytics, BY REGION, 2021-2030 (USD Million) TABLE 3. Market FOR Risk & Compliance Management, BY REGION, 2021-2030 (USD Million) TABLE 4. Market FOR Business Process Management, BY REGION, 2021-2030 (USD Million) TABLE 5. Market FOR Loan Origination, BY REGION, 2021-2030 (USD Million) TABLE 6. Market FOR Loan Management, BY REGION, 2021-2030 (USD Million) TABLE 7. Market FOR Others, BY REGION, 2021-2030 (USD Million) TABLE 8. Market, By End-User, 2021-2030 (USD Million) TABLE 9. Market FOR Insurance Companies, BY REGION, 2021-2030 (USD Million) TABLE 10. Market FOR Peer-to-Peer Lending, BY REGION, 2021-2030 (USD Million) TABLE 11. Market FOR Banks, BY REGION, 2021-2030 (USD Million) TABLE 12. Market FOR Savings & Loan Associations, BY REGION, 2021-2030 (USD Million) TABLE 13. Market FOR Credit Unions, BY REGION, 2021-2030 (USD Million) TABLE 14. Market FOR Others, BY REGION, 2021-2030 (USD Million) TABLE 15. Market FOR Others, BY REGION, 2021-2030 (USD Million) TABLE 16. Market, BY SERVICE, 2021-2030 (USD Million) TABLE 17. Market FOR Training & Education, BY REGION, 2021-2030 (USD Million) TABLE 18. Market FOR Design & Implementation, BY REGION, 2021-2030 (USD Million) TABLE 19. Market FOR Others, BY REGION, 2021-2030 (USD Million) TABLE 20. Market, BY REGION, 2021-2030 (USD Million) TABLE 21. NORTH AMERICA Market, BY COUNTRY, 2021-2030 (USD Million) TABLE 22. NORTH AMERICA Market, BY Services, 2021-2030 (USD Million) TABLE 23. NORTH AMERICA Market, By Solution, 2021-2030 (USD Million) TABLE 24. NORTH AMERICA Market, BY SERVICE, 2021-2030 (USD Million) TABLE 25. EUROPE Market, BY COUNTRY, 2021-2030 (USD Million) TABLE 26. EUROPE Market, By Solution, 2021-2030 (USD Million) TABLE 27. EUROPE Market, BY SERVICE, 2021-2030 (USD Million) TABLE 28. ASIA-PACIFIC Market, BY COUNTRY, 2021-2030 (USD Million) TABLE 29. ASIA-PACIFIC Market, By Solution, 2021-2030 (USD Million) TABLE 30. ASIA-PACIFIC Market, BY SERVICE, 2021-2030 (USD Million) TABLE 31. LAMEA Market, BY COUNTRY, 2021-2030 (USD Million) TABLE 32. LAMEA Market, By Solution, 2021-2030 (USD Million) TABLE 33. LAMEA Market, BY SERVICE, 2021-2030 (USD Million) TABLE 34. Ellie Mae, Inc: COMPANY SNAPSHOT TABLE 35. Ellie Mae, Inc: OPERATING SEGMENTS TABLE 36. F.I.S..: COMPANY SNAPSHOT TABLE 37. F.I.S.: OPERATING SEGMENTS TABLE 38. Newgen Software: COMPANY SNAPSHOT TABLE 39. Newgen Software: OPERATING SEGMENTS TABLE 40. Fiserv, Inc.: COMPANY SNAPSHOT TABLE 41. Fiserv, Inc.: OPERATING SEGMENTS TABLE 42. Pegasystems Inc.: COMPANY SNAPSHOT TABLE 43. Pegasystems Inc.: OPERATING SEGMENTS TABLE 44. Nucleus Software: COMPANY SNAPSHOT TABLE 45. Nucleus Software: OPERATING SEGMENTS TABLE 46. Sigma Infosolutions: COMPANY SNAPSHOT TABLE 47. Sigma Infosolutions: OPERATING SEGMENTS TABLE 48. Paytm: COMPANY SNAPSHOT TABLE 49. Paytm: OPERATING SEGMENTS TABLE 50. Roostify: COMPANY SNAPSHOT TABLE 51. Roostify: OPERATING SEGMENTS TABLE 52. Wizni, Inc: COMPANY SNAPSHOT TABLE 53. Wizni, Inc: OPERATING SEGMENTS TABLE 54. Tavant: COMPANY SNAPSHOT TABLE 55. Tavant: OPERATING SEGMENTS List of Figures (22 Figures) Figure 1 Market: Research Methodology Steps Figure 2 Research Design Figure 3 Breakdown of Primaries: Market Figure 4 Research Methodology: Hypothesis Building Figure 5 Market: Solution-Based Estimation Figure 6 Top 11 Companies with Highest No. Of Patent in Last 9 Years Figure 7 No. Of Patents Granted Per Year, 2019–2020 Figure 8 Import Data for Digital Lending Platform, By Country, 2016–2020 (USD Thousand) Figure 9 Export Data for Digital Lending Platform, By Country, 2016–2020 (USD Thousand) Figure 10 Data Triangulation Methodology Figure 11 Market, By Services, 2019 vs. 2025 (USD Million) Figure 12 Market, By End-User, 2019 vs. 2025 (USD Million) Figure 13 Market Share, By Solution, 2019 vs. 2025 Figure 14 Geographical Snapshot of the Market Figure 15 Business process management to Witness Higher CAGR in Market for Solution Segment during Forecast Period. Figure 16 Design & Implementation to Witness Higher CAGR in Market for Service Segment during Forecast Period. Figure 17 Banks to Witness Higher CAGR in Market for End-User Segment during Forecast Period. Figure 18 North America Accounted for the Largest Share of the Market, By Regional Basis, in 2019 Figure 19 Market: Drivers, Restraints, Opportunities, and Challenges Figure 20 Europe: Market Snapshot Figure 21 Asia Pacific: Market Snapshot Figure 22 Vendor Dive: Evaluation Overview